Finance Solutions that Deliver.

 

We're pasionate about crafting bespoke solutions that help our clients to succeed.

As the level of complexity in the commercial and residential finance market continues to increase, it is even more important for borrowers to attain professional advice when approaching or negotiating with a lender.  

 

HT Capital provide clarity and choice when working with personal clients, SME’s and Business Owners. We offer expert guidance on lending and leverage instruments offered by traditional financial institutions as well as emerging lenders (private capital and peer to peer platforms).

 

 

 

 

How we can help:

  • Business Acquisitions

    Buying a competitor or need funding for succession? There are many ways to approach raising funds in these scenarios. Talk to us for a solution that will work for you.

  • Working Capital Funding

    Many businesses are profitable, but struggle with cashflow. We can help you to understand key drivers in your cash conversion cycle and help

  • Plant and Equipment Finance

    We can help with purchasing, leasing, sale and hire back, refinance of fleet for cashflow or releasing equity and managing leasing limits.

  • Importing?

    Importing Goods or Equipment? Talk to us about Trade Finance or a Letter of Credit and Foreign Exchange services.

  • Commercial Property Aquisition

    Looking to purchase a commercial property to operate your business out of, or as an investment?

  • Property Development

    From smaller multiple townhouse developments, to large sub-divisions, apartment buildings or large industrial developments, working with us can make all the difference.

  • Private Credit

    Is speed important? We have a range private funders who can provide a quick turn around as an asset backed lend for uncoded purposes.

  • Self Managed Super Funds

    We're well placed to work with your other advisers for SMSF lending. We have significant experience with LRBAs and other unit trust structures where multiple SMSFs are involved.

  • Project/Contract Funding

    Often, winning a tender is where the real work begins. We can help with Bank Guarantees and Working Capital so that you can focus on delivering for your clients.

  • Recapitalisation Funding

    Need to recapitalise your business? There are many ways to go about this, talk to our team to understand your options.

  • ATO Debt

    Fallen behind on ATO commitments? Talk to us about options to raise funds to refinance this debt to get back to focusing on what you do best.

  • Home Loans

    Whether you're buying your first home, upgrading, downsizing or wondering about the benefits of refinancing our team specialise cutting through the noise.

  • Investment Lending

    We specialise in lending for business owners with complex structures and our team are ready to help. Big goals? Having the right finance strategy matters.

We have extensive experience across a wide range of industries and take pride in our ability to adapt and tailor our expertise to meet the unique needs of each sector.

 

  • Professional Services

    Accounting, Financial Planning, Legal, Engineering or Real Estate.

  • Agribusiness

    Broadacre Cropping, Livestock, Horticulture, Dairy, Poultry and Piggeries, Contracting, Seed Fertiliser & Chemical Supply, Irrigation & Water Management.

  • Hospitality

    Hotels, Motels & Resorts, Restaurants & Café's, Pubs, Tourism Operators, Function Centres, Caravan Parks and Holiday Parks.

  • Manufacturing

    Advanced Manufacturing, Metal Fabrication & Engineering, Machinery & Equipment, Pharmaceutical & Nutraceutical, Plastics & Composites.

  • Import/Export/Wholesale

    Trade Finance, Invoice Finance and Letters of Credit to facilitate Importing and Exporting.

  • Heavy Industry

    Mining/Oil and Gas Services, Major Fabrication/Heavy Engineering, Industrial Machinery and Plant.

  • Transport

    Road Freight & Logistics, Warehousing & Distribution, Refrigerated Transport, Bulk Haulage, Bus & Coach Operators, Marine Transport & Freight.

  • Childcare

    Long Day Care, Early Learning Centres, Childcare Management Groups, Specialist Child Support Services.

  • Not For Profit

    Community Services, Aged Care & Disability Support, Sports & Recreation Organisations.

  • Defence

    Defence Contractors & OEMs, Defence Engineering & Fabrication, Defence ICT & Cyber, Logistics and Supply Chain.

  • Civil & Construction

    Builders, Civil Contracts, Earthmoving & Excavation, Infrastructure, Building Services, Concrete & Quarrying.

  • Property Development and Investment

    Residential & Commercial Property Developers, Sub-division, Property Investment Groups & Syndicates, REITs.

  • Health

    General Practice, Specialist and Dental, Allied Health, Diagnostic Services, Aged Care, NDIS Providers, Medical Equipment Suppliers, Pharmacies, Mental Health Services.

  • Aviation

    Charter Operators, Flight Training Schools, Maintenance, Repair and Overhaul, Aerial Surveying & Agricultural Aviation.

  • Energy

    Renewable Energy, Battery Storage and Energy Management, Retailers, Infrastructure & Transmission.

Our Approach.

 

As a boutique, independent agency, our firm stands out for its adaptability and flexibility in meeting our clients’ unique needs. We understand that financial landscapes and personal circumstances can change, which is why we tailor our approach, adjusting strategies as needed to ensure the best possible outcomes.

Our clients range from large corporate institutions to individuals. We believe, no matter the industry or personal situation, a holistic approach produces the best results. As part of our process, we regularly involve our client’s wider advice network, from accounts to legal experts and financial planners.

This process is designed to not only support and strengthen projected cash flow position but also assist with ongoing taxation planning. This approach also keeps risk mitigation (often associated with leverage instruments) front of mind.

 

 

Ready to get started?

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